Taiwan Cooperative Bank

Fee Structure for the Cambodian Shared Switch Per Transaction

	ACQUIRER (maximum fee charge)	ISSUER (maximum fee charge)	BENEFICIARY	Processor (switching fee)
ATM Transaction
1.Cash withdrawal, fast cash	1600KHR (0.40 USD)	None	N/A	200KHR (0.05 USD)
2. Balance inquiry, mini statement, Pin change	500KHR	None	N/A	None
3. Interbank fund transfer
3.1. <=4,000,000 KHR (1,000 USD)	800KHR (0.20 USD)	1,600KHR (0.40 USD)	1,600KHR (0.40 USD)	200KHR (0.05 USD)
3.3. <=40,000,000KHR (10,000 USD)	800KHR (0.20 USD)	3,600KHR (0.90 USD)	3,600KHR (0.90 USD)	200KHR (0.05 USD)
3.2. <=20,000,000 KHR (5,000 USD)	800KHR (0.20 USD)	5,600KHR (1.40 USD)	5,600KHR (1.40 USD)	200KHR (0.05 USD)

POS Transaction
4. Purchase	None	None	N/A	200KHR
5. Refund (POS) viii	None	None	N/A	None
6. Purchase reversal, cancelation ix	None	None	N/A	None
7. Balance inquiry(POS)	500KHR	None	N/A	None
8. Cash withdrawal(POS)	None	None	N/A	None

i. The NBC waives the processing fee of ATM and POS for the first 3 years.
ii. Transaction fee of the non-relate fund is calculated in KHR.
iii. The fee scheme follows that of the FAST fee structure. IBFT supports only KHR transactions.
iv. Issue charges a whole service fee from clients.
v. The NBC waives the processing fee of IBFT for the first 3 years.
vi. Negotiable between acquirer and merchants (cardholders pay no fee on the transaction).
vii. The acquirer bears the fee charge; whereas only transaction amount bills on the card holder.
viii. Card holders get back the full amount.
ix. Previous purchase transaction amount and fee is reversed.

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